Today I actually accomplished something pretty nifty. I had two separate bills come in from a hospital a month apart. I had set up 3 month payments on the first bill before the second came in (and was three times the first). I managed to get them to combine the two bills AND reset the three months for the new amount. Also, the way it sounded, I could have pushed the payments off a month if I really needed to.
One other minor accomplishment of late was getting the Bank of America to reset my payment date of a loan so that it was in the end of the month. Our bills were WAY too front-loaded on the month to be comfortable (had the budget right, but cashflow was never there). It will take a couple billing cycles to change (a complete crock), but at least they changed it.
The moral of the story? It never hurts to ask I guess. I never really did this sort of thing before because I think I was a bit ashamed to ask for help. The more I'm dealing with this stuff, the more I'm wanting to ask for terms to be different and things of that nature.
Congrats.
ReplyDeleteIt always seemed like our bills were lopsided during the month as well. It seem like the really hard hitting bills were due at the first of the month for us. I agree, it does make it hard to budget.