It has been five months since my last post, and I have learned something in this time -- getting out of debt is a process. It is something you have to be patient with because you will be much better off in the end.
While slow, the last few months have been very fruitful. I was blessed with getting a new job that along with a significant pay increase allows me to work from home 100% of the time, letting me help out if the kids are sick. The new job has also freed Terra up to do volunteer work at a local charity that helps families that are struggling (just like we were a few years ago). Sure, she doesn't have an income to help us get out of debt faster, but she's playing a key role in helping families getting back on their feet, and that is much more important than shortening our timetable slightly :).
Doing our cash-only Christmas this year slowed the snowball down, but it is always nice starting the new year off w/o any extra debt :). Now that the new year has started, I've kicked things into high gear again. I'm about $800 away from paying my car off (which makes it really tempting to just take all the money I can one month and pay it off). So, in a few months, I'll have two paid for cars and lots of $$ back in my pocket -- all to knock out the next debt which is sitting around $2800. By year's end, I should have this one and possibly the next one paid off, freeing up an additional $500 or so in cash flow. I have to say, it feels good getting traction on this stuff :). Just keep at it, and you'll hit your goals.