With the holidays approaching, some of you may be thinking ahead to all of the fun things you are going to buy, or perhaps the credit card bills you will be left with after things are over. Being a tech junkie myself, I've been greatly tempted by some of the gadget Black Friday deals. So far, I've been able to show some restraint, and my plan for the shopping season should help me continue that trend.
I've decided to do a wholly cash Christmas this year. Sure, it won't be quite as extravagant as previous years, but I'll also not have any after Christmas buyers remorse when those bills start to show up. For friends and family, we are going to do a very small card/candy type of deal saving the bulk of the money for the girls. We're even not really doing anything for each other this year either (our iPhones were our present this year). Although, I am hoping that we'll get enough cash from family for me to go buy a toy of my own :).
We did pretty much the same thing last year and people in the family didn't really complain about it (which is the common fear I hear from people). This year, we actually have a higher budget due to the full year of planning.
Here's to a cash only Christmas and continuing on the debt snowball! Just think of what I'll be able to do next year!
Wednesday, November 26, 2008
Saturday, November 15, 2008
November Update
Not much has been going on since I wrote last, aside from picking up some side work. Payments for our hospital bills will start in Dec at around 150 a month, so I've got THAT to look forward to :).
The side work I just did has just about replenished our emergency fund. The good news is that there is probably some more to be had there, so I'm hoping I get some more work from that client. In the mean time, I'm still working on that project I mentioned earlier. Hopefully I can make some progress with it and get it out for all of you wonderful people to try :). It will be a free service that is ad based, so hopefully it will do well. Actually, I really want to be able to sell ad space to people after it takes off (a bit more money there than google ads).
Here's to scheming!
The side work I just did has just about replenished our emergency fund. The good news is that there is probably some more to be had there, so I'm hoping I get some more work from that client. In the mean time, I'm still working on that project I mentioned earlier. Hopefully I can make some progress with it and get it out for all of you wonderful people to try :). It will be a free service that is ad based, so hopefully it will do well. Actually, I really want to be able to sell ad space to people after it takes off (a bit more money there than google ads).
Here's to scheming!
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